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Are you a member of a breakdown organisation?
Read on, some things you may find interesting. Could even save you a great deal of money.
Being a member of one of the many motoring breakdown organisations is highly recommended if you travel long distances, drive a wreck or are constantly on the verge of crashing. but if you stay local, have your car regularly serviced and drive safely then there is really not a lot of need, if you have relay cover and have broken down once in five years then you've probably wasted over £500, one local call out for assistance and 10 mile tow if needed will cost less than a tenth of that. Just keep our number handy and we can come to your assistance any where, any time.
The points and general terms listed below are selections from each companies published terms and conditions and although variations will be found between them, most companies liabilities are very much the same.
AA members
If you are an AA member and are
involved in an accident, you will be charged £104 by the AA for recovery of
your vehicle, any mileage. If you are 100 miles from home then it's not a
bad price but if you're only down the road or less than 60 miles from home it seems steep
compared to AB
Rescue & Recovery
If you're not an AA member then you'll be looking at closer to £200+ and
that'll get you a ten mile tow to a garage.
You will also be charged for extras like winching by the local AA agent. If you
put your car into a ditch, stuck on a muddy verge (accident or not) or roll your
car onto its roof or side then you'll receive hefty charges. Check your
handbook. your vehicle must be on the highway before the AA will recover it.
Extracts
from the terms and conditions of membership. Click for full details
There is no right to any form of recovery following a road traffic accident
(including but not limited to a local tow), (see General Terms of Contract,
clause 13).
What is not covered
Assistance following a breakdown or accident attended by the police or other
emergency service, until the services concerned have authorised the vehicle's
removal. If the police or emergency service concerned insist on immediate
recovery by a third party, the cost of this must be met by you.
The transport of vehicles being used for racing, rallying, trials or time trials, auto tests or other motor sports events. However, see also General Terms of Contract, clause 18.
Assistance following a breakdown or accident attended by the police or other emergency service, until the services concerned have authorised the vehicle's removal. If the police or emergency service concerned insist on immediate recovery by a third party, the cost of this must be met by you.
Clause13 - In the event that you require vehicle recovery following a road traffic accident, the AA can, if you require, provide this for you but will not be responsible for meeting the costs involved. If the AA does agree to provide recovery in these circumstances you will be responsible for, and required to pay, the AA's charges for this service (including, but not limited to, any charges relating to any specialist equipment used). In the event that, following a road traffic accident, you require one of the additional services available under Relay Plus (and you hold Relay Plus cover), the AA can arrange this for you but will not be responsible for any costs involved. You will, therefore, be required to pay on request any applicable charges. In regard to all matters referred to in this clause, you must give the AA, on request, any relevant information it reasonably requests.
Note
Relay Plus cover is not available following a road traffic accident (see General
Terms of Contract, clause 13).
RAC Members
Click here for full terms and conditions of RAC membership
What is not covered
A second recovery if the original fault has not been properly repaired by a
third party or if we have advised you that it is a temporary repair
Basic Cover
Basic Cover provides the same level of service as Roadside or At Home,
but with a different limit to the number of call-outs allowed. This means that
if you are a member of our Basic Cover service, your Fair
Call entitlement is varied as followed:
You will have to pay an additional charge set by us for any call-outs in addition to those set out above. This additional charge will be the cost we incur in attending such call out, and such charge will be no less than £49. You will have to pay this additional charge by credit or debit card when you telephone us requesting assistance; but no other method of payment will be accepted. We accept American Express, Diners Club, Mastercard, Switch, Visa and Visa Delta cards.
General exclusions
RAC membership does not cover:
5- Vehicles which have broken down as a result of taking part in any motor
sport event (including, without limitations rallies or stock car racing) which
takes place off the road and/or is not subject to the normal rules of the road.
9- The cost of draining or removing contaminated fuel. We will arrange for your
vehicle to be taken to a nearby garage for assistance, but you will have to pay
for any work carried out. Any other recovery may be arranged but you will be
liable for any additional costs.
11- Specialist equipment costs (which is equipment in our view not usually
carried by our patrols). We will however arrange for the specialist services if
needed, but you will have to pay for any additional costs direct to the
contractor.
(This includes winching etc)
12- Any costs incurred as a result of you failing to carry a serviceable spare
tyre and wheel, appropriate to your vehicle, caravan or trailer. Please note:
Motorised vehicles that are manufactured without the provision of a spare wheel
will be considered on their individual merits. Assistance in changing a wheel is
covered, subject to you carrying a serviceable spare as specified above.
Battery related faults
Our initial attendance for a battery related fault is included in your
membership entitlement. There is no charge for that attendance.
The fitting of any parts or batteries purchased by you prior to our attendance are not covered. That is to ensure that parts are fitted from reputable sources in order to avoid secondary call-outs.
Our patrol will test your battery at that initial breakdown attendance. If the battery is no longer serviceable and so fails the test you will be advised to replace it.
If you call us out again and we identify the same fault as a problem caused by the same battery, you will have to pay an additional charge set by us. This will be advised to you at the time of the call-out but will the cost we incur in attending such call-out and such charge will be no less than £49 for any such call-out.
11.We
reserve the right to repair the vehicle (at your cost) following a
breakdown, rather than arranging for it to be recovered.
15. If the vehicle is in a position where it cannot be worked on or towed, the wheels have been removed or where specialist equipment is required for its recovery, we can arrange to rectify this but you will be responsible for any costs involved.
21. We can arrange to recover you following a road traffic accident but you will be responsible for any costs involved. However, you may be able to recover these from your motor insurer.
General
Exclusions Applying to this Cover
Cover shall not apply in
respect of:
3. Vehicles temporarily immobilised by
floods or snow-affected roads or as a result of whole or partial immersion in
water,
snow, sand or mud.
5. Breakdowns resulting from a fault that has necessitated a call out by us previously during the same journey or from an inadequate repair carried out to remedy a fault previously giving rise to a call out under this cover or unsuccessful amateur servicing or repairs.
To check out the full terms and conditions of Green Flag membership, Click here
9./ In the event of a road traffic accident we may ask you to contact your motor insurance company in the first instance to arrange recovery. If assistance is not available for whatever reason, we will provide the services as shown under your cover entitlement.
What's not covered
1.4 Any charges incurred because your vehicle is not carrying a legal
and serviceable spare wheel (this does not apply to motorcycles).
1.7 Any costs involved in moving your vehicle into a position where we can try to repair it or transport it. For example all charges for retrieving your vehicle from a ditch or field are your responsibility.
1.8 The full costs of our agent's time if, having called us, you employ another agent before our agent arrives to repair or recover your vehicle. However, if you phone us for help but you manage to get your vehicle going again, we may agree not to charge you for our agent's time if you contact our control centre immediately.
1.9 Breakdown services for vehicles involved in sporting events, including racing, pace making, speed testing, rallies, trials and all other track-based activities.
1.10 Vehicles involved in commercial activity, including carrying tools and equipment for commercial use or using the vehicle for hire or reward (such as a taxi), unless we have specifically agreed this with you in writing.
For full terms and conditions, click here
More reasons to use A B Rescue & Recovery
Prices and information correct at 30-12-04
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